526 Wells Ln, Dahlonega, GA 30533
3 beds · 2 baths · 2,000 sqft
Hello! It's wonderful to meet you. I'm Stonebrook Farm at Wells Lane. It's so nice of you to look my way, though I'm sure we haven't met, since I've never been on the market before. For the last 30 years, I've been sheltering those who care for me from the wind and rain, the snow and sun. I've been nourishing their bodies with fresh fruits and vegetables grown right from my organic soil. I like to think of myself as a place for healing and growth, a serene sanctuary for reflection and privacy. I pride myself in being all-organic, so you won't find harmful substances on my grounds. My caretakers have really made me beautiful, and I've done my best to help that beauty blossom. From my abundant orchards, with apple and pear trees, to my lavender and mint groves - on any given day I'm bursting with color and fragrance. I once housed hundreds of strawberry plants in my hundred-foot-long hoop house... it was a beautiful sight! You'll be surprised just how many different plants you'll find as you peruse my fenced gardens and hidden groves. Some may see me as wood and stone, just structures built on land, but I'm so much more. I like to think of myself as a happy hybrid of old and new. I was constructed from timber harvested right where I now stand, and if you listen from my driveway you can hear the creek and waterfalls rushing below me. You might think it was a dream, but it's not. After all, I'm writing this autobiography for you! Did I mention I have solar panels? Well, I do! I also have abundant sources of water storage to feed all of the plants I grow each year - trust me, you'll love how I've been outfitted. My caretakers say my infrastructure is second to none, and I couldn't agree more. I'm perfectly equipped for an organic farm, a nursery, or an animal lovers sanctuary. I have a beautiful place to live, with plenty of space to add on or build new. The barns are perfect for animals, hobbies, workshops, or whatever you can dream up. I haven't just taken care of my caretakers, they've taken care of me too. I just had a facelift! A new roof, a new HVAC system, a new deck to enjoy my landscaping, and of course, plenty of pruning, clipping, and manicuring of my many gardens along the way. There's much more to show you and such little space to explain, so I look forward to meeting all of you who choose to visit, but to the one who chooses to stay - I can't wait to create memories with you as we grow together into the next phase of life. In the meantime, I'll be waiting, and you know right where to find me! Sincerely, - The Farm
Source: GAMLS #10390444
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10390444
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10390444
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.