5249 Landmark Dr, Saint Cloud, FL 34771
5 beds · 4 baths · 3,240 sqft
Welcome to your dream home with no need to wait for new construction completion!! This exquisite 5-bedroom, 3 1/2-bathroom home in the charming community of Nova Grove is ready and waiting for you to make it your own. Situated less than 15 minutes from Medical City and Lake Nona, and just a short drive from downtown Saint Cloud, this prime location offers easy access to all the amenities and attractions of the area. As you step inside, you're greeted by a welcoming foyer entry that sets the tone for the elegance and comfort that awaits. This home boasts a bonus room that can serve as your office, a formal dining room for hosting gatherings, and a kitchen that is truly a chef's delight. The kitchen overlooks the spacious living room and features upgraded granite countertops, a stunning backsplash, and an island with a breakfast bar, making it the perfect space for preparing meals and entertaining guests. The primary suite is located on the first floor with plenty of privacy, offering a double vanity, a step-in shower, a garden tub and an oversized walk-in closet, providing ample space for all your wardrobe needs. With four additional bedrooms on the upper floor, there's plenty of room for family, guests, or even a home gym or hobby space. Step outside to your own private oasis, where you'll find a pergola with a rotisserie style barbecue (Brazilian Style) surrounded by lush landscaping, creating the perfect backdrop for outdoor relaxation and enjoyment. The oversized backyard provides plenty of space for play and entertainment, fully fenced in backyard is ideal for hosting family gatherings or simply enjoying the beautiful Florida weather year-round. In addition to the amenities of the home itself, Nova Grove offers a range of community amenities, including a swimming pool, tennis courts, a community airstrip, a park, playground, and even a dog park, ensuring there's something for everyone to enjoy. Don't miss out on the opportunity to make this gem your own – schedule your showing today and start living the life you've always dreamed of in beautiful Saint Cloud!
Source: STELLAR #o6216917
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6216917
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6216917
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.