5249 11th St E, Bradenton, FL 34203
3 beds · 2 baths · 1,685 sqft sqft
Welcome to your dream home! Get ready to be captivated by the stunning garden view that greets you as soon as you step foot into this remarkable 3-bedroom, 2-bathroom residence. Nestled in a convenient location with a short driving distance to IMG Academy, UTC Mall, grocery stores, Downtown Sarasota, and beautiful beaches, this property offers the perfect blend of serenity and accessibility. From the moment you approach this home, you'll be greeted by its charming curb appeal. The lush landscaping and well-maintained exterior set the stage for the remarkable experience that awaits inside. As you enter, prepare to be amazed by the spacious and inviting atmosphere that flows throughout the entire property. The heart of this home is undoubtedly the living area, where large windows perfectly frame the pictures The abundance of natural light creates an airy and vibrant ambiance, making it an ideal space for both relaxation and entertainment. Whether you're hosting a lively gathering with friends or enjoying a cozy evening with loved ones, this living area will effortlessly accommodate your every need. The adjacent kitchen is a culinary enthusiast's paradise. Equipped with modern appliances, ample counter space, and a convenient breakfast bar, it's a haven for creating delicious meals and memories. Imagine waking up to the gentle breeze coming in from the lake as you sip your morning coffee and prepare for the day ahead. The spacious bedrooms offer a peaceful retreat for everyone in the household. The master suite is a true oasis, boasting serene lake views, a walk-in closet, and a luxurious en-suite bathroom. Two additional bedrooms provide flexibility and comfort, whether you envision them as guest rooms, a home office, or a personal gym. The outdoor space is equally impressive, as it invites you to soak in the beauty of nature. Picture yourself hosting barbecues on the patio, basking in the Florida sunshine, or simply unwinding with a good book while being serenaded by the sounds of nature. With its enviable location, this home allows you to take full advantage of the vibrant Bradenton lifestyle. Explore the renowned IMG Academy, indulge in retail therapy at the UTC Mall, or discover the culinary delights of downtown Sarasota. And when you're in the mood for sand between your toes and salty breezes, the pristine beaches are just a short drive away. Don't miss the opportunity to make this exceptional lake-view home your own. Contact us today to schedule a private tour and experience the magic for yourself. Your dream of living in a picturesque paradise awaits!
Source: STELLAR #a4616620
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #a4616620
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4616620
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.