5241 Marsh Ln, Buda, TX 78610
4 beds · 3 baths · 2,079 sqft sqft
Welcome to Shadow Creek in Buda! This beautiful two-story home features the highly sought-after "Franklin" floor plan. Situated in a scenic section of Shadow Creek, this home boasts a prime location backing to a greenbelt, providing a tranquil and private setting. Step inside and be greeted by high ceilings, spacious living area, and a light and bright feel throughout. A convenient main level primary bedroom has an upgraded en suite bath. The primary bath includes a garden tub, separate shower, dual vanity, and a large walk-in closet. Upstairs, you'll find a versatile second-level game room that can be used as a workout space, office, or media room. The interior features wood-look vinyl tile for easy maintenance, 2" blinds, 42" upper cabinets in the kitchen, recessed can lights, granite counters, cultured marble counters in the bathrooms, tile backsplashes, and tile floors in the bathrooms. The kitchen comes equipped with stainless steel appliances, including a side-by-side refrigerator with a convenient door water and ice dispenser. Ample storage space is available, including storage area under the stairs. This home also features a water softener that is owned, providing added convenience and comfort. Other notable upgrades include a covered patio, additional energy-efficient insulation with sound dampening in the primary suite, above the garage, and on the second-level bedrooms. The backyard is beautifully landscaped and perfect for entertaining or relaxation. Residents of Shadow Creek have access to fantastic community amenities, including a pool, playscape, trails, and a sports court. This meticulously maintained home is ready for its new owners to move in and make it their own. Don't miss out on the opportunity to own this stunning home in a desirable neighborhood. Schedule your tour today!
Source: ACTRIS #2006207
Source: ACTRIS #2006207
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #2006207