524 N 9th Ave, Stroud, OK 74079
4 beds · 2 baths · 2,550 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to your dream oasis! This stunning property features 1.5 acres MOL, 3 bedrooms, 2 bathrooms, an office, a bonus room and boasts a myriad of features that will make every day feel like a vacation! In this house the heart of the home is the kitchen, complete with a generous island perfect for hosting lively cooking sessions or casual breakfasts with loved ones. Entertain in style in the spacious formal dining room, and large living room where vaulted ceilings add an air of grandeur to any gathering. The home also features a dedicated laundry room as well as a bonus room that connects directly to the back porch with sliding doors! In the backyard you can bask under the covered patio, dive into relaxation in your very own swimming pool, or soak up the sun on the expansive wooden deck. The property features a fully fenced backyard as well as an inground storm shelter. In addition to the attached two car garage, there is also a detached two car garage! With its blend of amenities and inviting spaces, this property is more than just a house—it's a lifestyle. Don't miss your chance to make it yours and create unforgettable memories in this exceptional home. Buyer to verify all information. Pool conveys with the property but goes as-is.
Source: MLSOK #1160445
Source: MLSOK #1160445
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.