5235 9th Ave N, Saint Petersburg, FL 33710
4 beds · 4 baths · 2,483 sqft
Under Construction. Don’t miss out on the opportunity to own a new David Weekley Home from our exclusive St. Pete Urban Collection, currently under development in the lively St. Petersburg area. This stunning residence boasts an impressive exterior with durable Hardie board siding, offering a solid foundation for a beautiful and functional living space. Upon entering, you'll be greeted by a spacious open floor plan, perfect for entertaining guests or enjoying family time. The downstairs bedroom and full bath provides sleeping options on both floors. The expansive kitchen serves as the heart of the home, featuring a large island ideal for meal preparation, sleek quartz countertops, and a great view to the backyard. The well-designed layout provides seamless flow throughout the home. Step outside to relax on the extended lanai, designed for ultimate outdoor enjoyment. Upstairs, you'll find a versatile bonus room, perfect for use as a media room or a quiet space to unwind. The Owner’s Suite offers a true retreat, complete with a walk-in shower and dual vanities, providing a serene sanctuary to relax and rejuvenate. This home is equipped with energy-efficient Low-E Vinyl windows, helping to keep your home comfortable year-round while reducing energy expenses, especially during the hot Florida summers. As a David Weekley Homes homeowner, you’ll enjoy outstanding customer service and peace of mind with our comprehensive 1, 2, and 10-year warranty. Book a tour with our knowledgeable team today and be among the first to discover this gorgeous new home in St. Petersburg, FL. Your dream home is just a call away! Please note, photos and virtual tours are of a similar completed “Thornbush” home for reference and may include options or features no longer available.
Source: STELLAR #TB8366481
Why Roam
Lower rates and lower down payments
The only homebuying option for you to put 5% down and get a 5% rate.
Closing guarantee
We can close in 45 days or we’ll pay the seller’s mortgage until we close.
Offer acceptance
95% of offers accepted when made with Roam. 5% accepted without.
Have questions? Email support@withroam.com
Source: Public records
Source: STELLAR #TB8366481
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.