523 Boardwalk Ave, Haines City, FL 33844
4 beds · 2 baths · 1,867 sqft
**Spacious 4-Bedroom Home in a Prime Haines City Location!** Welcome to 523 Boardwalk Ave, a stunning 4-bedroom, 2-bathroom home nestled in the heart of Haines City, FL. Offering ample space, modern features, and a family-friendly atmosphere, this home is perfect for growing families, first-time buyers, or anyone looking for more room to live and entertain. **Key Features:** - **Bedrooms:** 4 - **Bathrooms:** 2 - **Square Footage:** 1867 - **Year Built:** 2023 Step into the inviting open-concept living area, which provides a seamless flow between the living room, dining area, and kitchen—ideal for both family gatherings and entertaining guests. The kitchen boasts modern appliances, plenty of counter space, and a breakfast bar, making meal prep a breeze. The master suite serves as your own private retreat, complete with an en-suite bathroom featuring a soaking tub, separate shower, and dual vanities. The additional three bedrooms are generously sized, offering flexibility for a home office, guest room, or playroom. Outside, enjoy your own outdoor sanctuary—whether you're hosting a BBQ, relaxing with a book, or watching the sunset, the backyard provides the perfect space to unwind and create lasting memories. **Community and Location:** - Situated in a peaceful, well-established neighborhood - Close to excellent schools, parks, shopping, and dining options - Convenient access to major highways, making it easy to commute to Orlando, Tampa, and beyond This home is an incredible value in a sought-after location and is sure to go quickly! Don’t miss out—schedule your private showing of 523 Boardwalk Ave today!
Source: STELLAR #o6269122
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6269122
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6269122
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.