5223 Dellbrook Ave, Spring Hill, FL 34608
3 beds · 2 baths · 1,622 sqft
BACK ON MARKET__BUYERS HOME DID NOT SELL__NOW is your chance! Welcome to your dream home in the heart of Spring Hill, FL! This stunning 3-bedroom, 2-bathroom pool home, with 1,622 square feet of living space, sits on a spacious 0.33-acre lot and offers an exceptional blend of comfort and style. Upon entering, you'll immediately notice pool views through the sliding glass door set in the formal living room, enhancing the airy ambiance created by the cathedral ceilings and an abundance of natural light. To the right upon entry is the formal dining room, perfect for hosting dinner parties and family gatherings. The home's split floor plan provides privacy and convenience, with all bedrooms thoughtfully separated for maximum comfort. To the left, you'll find the master suite, a true retreat with vaulted ceilings, dual closets, and a sliding glass door providing direct access to the pool area. The en-suite bathroom features ceramic tile flooring, a garden tub, dual sinks, and a tiled walk-in shower, offering a luxurious space to unwind. The well-designed kitchen, located at the heart of the home, features an eat-in nook, tile flooring, laminate counters with plenty of cabinet space, and a large pantry. The adjacent living room has its own sliding glass door leading to the pool area, making indoor-outdoor living seamless. Adjacent to the kitchen is the living room. The living room is carpeted, providing a warm and inviting atmosphere, while tile flooring is featured in all wet areas, ensuring durability and easy maintenance. This residence boasts two generous living spaces, perfect for entertaining guests or relaxing with family. To the right of the living room, you will find bedroom two, complete with a standard closet and ceiling fan. Bedroom three is located to the left of the living room, providing additional privacy for family members or guests. The guest bathroom, conveniently located nearby, features a single sink vanity, a tub/shower combo, and a door leading to the lanai, offering easy access for pool guests. An indoor laundry room adds to the convenience, making daily chores a breeze. Step outside to your private paradise, where the screened-in pool area offers a perfect spot to unwind and enjoy the Florida sunshine. The expansive backyard provides plenty of space for outdoor activities and gardening on your generous 0.33-acre lot. With a 2-car garage and a prime location in the heart of Spring Hill, this home is a rare find. Don't miss the opportunity to make it yours! Schedule a showing today and experience the best of Florida living.
Source: STELLAR #t3545387
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3545387
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3545387
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.