521 Rancho Verde Dr, Leander, TX 78641
3 beds · 3 baths · 2,285 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to 521 Rancho Verde Drive—a home that feels like serenity wrapped in style, just minutes from the heart of Leander. Tucked into a quiet community and lovingly maintained by its original owners, this 3-bedroom, 2.5-bathroom retreat offers 2,285 square feet of light-filled living space designed for comfort and connection. Downstairs, a spacious living room flows seamlessly into the kitchen—complete with updated Samsung appliances, gas cooking, a large pantry, and elegant crown molding throughout. Sunlight pours through the windows, creating a bright and airy feel in every corner. A dedicated home office offers the perfect space to work or study. Upstairs, you'll find a second living area and a serene primary suite with a cozy sitting room framed by large windows—your own private retreat. Two additional generously sized bedrooms and a full bath complete the upper level. Step outside and experience peace in the beautifully landscaped backyard featuring a charming three-tiered rock garden and a gazebo perfect for enjoying your morning coffee while watching the birds. Located just minutes from HEB Plus, shopping, and dining, and zoned to top-rated Leander ISD schools, this home is the perfect blend of tranquility and accessibility.
Source: ACTRIS #9389912
Source: ACTRIS #9389912
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.