52 Huesca Ct, Saint Augustine, FL 32084
4 beds · 2 baths · 2,132 sqft
Experience luxury living in this beautifully upgraded 4-bedroom, 2-bathroom lakefront home in the sought-after DoradoCommunity of St. Augustine. Offering resort-style amenities, including a gated entrance, community pool, tennis courts, bike trails, dog park, and playgrounds, this home provides both convenience and an active lifestyle, all just minutes from everything St. Augustine has to offer. Inside, the open-concept design features tile wood flooring throughout the main living areas, adding warmth and elegance. The gourmet kitchen is a chef's dream, boasting quartz countertops, soft-close shaker-style cabinets, stainless steel appliances, and a natural gas oven. The spacious primary suite offers a tranquil retreat with a tray ceiling, an ensuite bathroom, and a generous walk-in closet. The three additional bedrooms are bright and spacious, with two featuring upgraded built-in closet systems for optimal storage. Step outside to enjoy breathtaking lakefront views from the expansive screened-in back porch with pavers, perfect for relaxing or entertaining. The fully fenced yard provides privacy and plenty of space for pets or outdoor activities. Additional upgrades include a whole-house charcoal water filter, a water softener, and a reverse osmosis drinking water system in the kitchen.Completing the home is a large three-car garage, offering ample space for vehicles and storage. This meticulously maintained home is a rare find in one of St. Augustine's premier communities. Schedule your private tour today!
Source: REALMLS #2070637
Source: REALMLS #2070637
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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