519 Tanda Ln, Hutto, TX 78634
3 beds · 3 baths · 2,144 sqft
Welcome to this beautifully maintained, like-new one-level home in the prestigious Star Ranch Golf Community—featuring a separate guest efficiency apartment. This rare layout is perfect for multi-generational living or an incredible opportunity to generate rental income and offset your mortgage. Designed for both style and functionality, this home boasts high-end upgrades and designer selections throughout. The open-concept layout seamlessly connects the living spaces, making it ideal for everyday living and entertaining. Expansive windows flood the home with natural light, enhancing its warm and inviting ambiance. The living room is a showstopper, featuring elegant custom upgrades and a seamless flow into the spacious dining area and gourmet kitchen. The kitchen is a dream for home chefs and entertainers alike, complete with brand-new stainless steel appliances, granite countertops, a large center island, and an oversized pantry. With three bedrooms and a rare three full bathrooms, this home offers ample space for comfort and privacy. The primary suite serves as a serene retreat, featuring a spa-like ensuite with dual vanities, a luxurious garden tub, and a separate shower—your perfect escape for relaxation. Step outside to enjoy a spacious backyard with not one, but two covered patios—ideal for outdoor gatherings, weekend barbecues, or unwinding after a long day. Whether you envision a garden, a play area for kids, or a pet-friendly yard, the possibilities are endless. Nestled in a prime Hutto neighborhood, this home is conveniently located near parks, shopping, dining, and top-rated schools, offering both comfort and community. Don’t miss the chance to make 519 Tanda Ln your new home—schedule your tour today!
Source: ACTRIS #9991554
Financials
Source: Public records
Source: ACTRIS #9991554
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.