5184 SANDRA DR, Weeki Wachee, FL 34607
WOW! Check out this GORGEOUS 4 Bedroom, 2 Bathroom, 2 car garage, POOL home with a BRAND NEW ROOF perfectly situated on a half-acre, corner lot in River County Estates! Fully Remodeled with Upgrades throughout! This home has it ALL! Walk up the extra-long driveway, up to the brick paver entrance, to find the most beautiful glass double doors (installed 2023). Upon entering the foyer you’ll notice the Gourmet kitchen is STUNNING and perfect for entertaining! Newly remodeled Kitchen Boasts Valleywood Marine Blue Shaker cabinetry, with soft-close doors/drawers, upgraded Naples Brushed gold hardware, Gorgeous Marble countertops, white Marble and Gold Honeycomb Backsplash, Matching stainless-steel appliances, and a Large stainless-steel sink with a Highrise pulldown spray faucet! And the best part is- from the kitchen you have views of the living room, the family room, the dining area, and through the windows- views of the oversized, sparkling swimming pool! The stunning wood looking, Vinyl Luxury Plank Flooring is throughout all of the main living areas, and was recently installed in 2021. The spacious Master bedroom features a sitting room, His & Hers walk-in closets, and an ensuite bathroom that features a free-standing tub, newly tiled shower, new vanity, and new tile flooring (All remodeled in 2021) Open the sliders to the back porch lanai to find your Perfect Oasis.. the brightest Blue Quartz Diamond Brite pool (resurfaced in 7/21) and gorgeous brick pavers (installed 11/21) walk out of the screened-in pool lanai- to find a fully fenced-in spacious backyard – Also perfect for entertaining your family/friends/guests! Newer plantation shutters (installed 2022) in living room, family room, and Master bedroom! Super COZY Wood Burning Fireplace in Family room was all redone in 2021- New flue, Chimney cap, Firebox, Damper, Hearth, Marble honeycomb tile, and Wood Mantel! Inside laundry room with utility sink! New Garage door opener and Water Softener installed 2023! New Septic Drain Feild installed in 2024! LOW HOA- $125 Annually which includes access to Community Park, Basketball courts, Tennis courts, Catch and release fishing dock, and Pond! Location is everything- Close to great shopping, restaurants, & schools! Minutes to Weeki Wachee Springs State Park!
You may be able to put down less than the total down payment amount of $157,035 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #w7865012