5179 Genoa St, Ave Maria, FL 34142
3 beds · 3 baths · sqft
Excited to present the Almanor floor plan with its beautiful stone entry way exterior elevation, (rarely available for resale), and oversized LAKE lot. MOVE IN READY FOR FUTURE AVE MARIA HOMEOWNERS! SELLERS ARE MOTIVATED! The location of this home (4th house off Roma St) allows for a quick 4 minute drive to Oil Well Rd, with only 2 minutes to the downtown area! The pride of ownership shines forth with the care and the continuing upgrading of this home by the owners. Just under 2000 sq ft it features 3 bedrooms, 2.5 baths. Two bedrooms share a jack & jill bathroom with combo tub & shower. Master bedroom suite has a large bath with separate tub & oversized shower. Massive walk in closet!! Plus, convenient entrance door to the lanai. In addition, 12 ft ceilings with 8 ft doors throughout, screened lanai with a "knockout" lake view, and many more custom features. Custom fans & light fixtures throughout. Plenty of room for a large pool, and full entertainment area! Interior of the house has been recently painted. Tile throughout the main living area, with beautiful laminate floors in all 3 bedrooms. Custom horizonal blinds throughout except for sliding lanai door. After entering the house through its large hallway, we have the kitchen with all expectations met located on the right. All stainless steel appliances, beautiful stone color countertops, large pantry, and a nice size snack bar with wine cooler on the side facing the dining area encased by shiplap. To complete the look with today's most popular trend in kitchen cabinetry color, beautiful 42" white wood custom cabinets. Custom "mood" lighting with individual dimmer switch control for above & below the cabinets. The shiplap custom wood upgrade has been strategically placed throughout the home. Living room & dining room offer much space for comfortable living with full view of the lake. Laundry room offers upgraded Samsung washer & dryer under 2 years old. Laundry room cabinets also have custom "mood" lighting with individual switch control. Custom laundry tub. The Maple Ridge community has a spectacular state of the art clubhouse. Includes Olympic size pool, kitchen, fitness center, meeting rooms, billiards. Just a great place for adults & kids to hang out at! The community itself have walking trails, bike paths, a fantastic water park for all ages! Restaurant, shops, mainly located in the downtown area. This community has been rated #1 several years in a row! Please make your appointment and come visit this beautiful home today, and the town of Ave Maria!
Source: FORTMYERS #224080521
Interest rate and monthly payment estimated based on public records.
Source: FORTMYERS #224080521
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #224080521
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