5170 NE 64th Ave, Silver Springs, FL 34488
4 beds · 4 baths · 3,683 sqft
Stunning Home with Exceptional Features in a Premier Gated Community Welcome to your dream home! This magnificent residence stands out as one of the largest and most impressive properties in the community, offering the perfect blend of luxury, space, and functionality. Impressive Entry & Grand Living Spaces As you approach, you'll be greeted by a beautifully manicured lawn and a unique driveway that requires minimal maintenance. Step through the grand double doors into an expansive foyer that seamlessly transitions into a colossal family room. The room features soaring cathedral ceilings, creating an airy and open atmosphere perfect for hosting gatherings or enjoying quality time with loved ones. Elegant & Functional Design This 4-bedroom, 4-bathroom home boasts a highly desirable split floor plan. The massive master suite is a private retreat, complete with a double entry, a cozy sitting area, a walk-in closet, and a luxurious bathroom featuring a jetted tub and a bidet. The chef’s delight kitchen, with its custom-made cabinets and high-end appliances, opens to the living room and is highlighted by a striking floor-to-ceiling fireplace. Outdoor Oasis Step outside to your personal paradise. The oversized, enclosed pool area is designed for relaxation and entertainment, featuring a solar-heated saltwater pool with a specially designed spa. Entertain guests with ease at the outdoor kitchen and bar, or unwind in the charming gazebo. The area overlooks your lush 1-acre property, which includes a green house, a raised garden with paved walkways, and a fully fenced workshop. Additional Features Community Amenities: Enjoy access to tennis and basketball courts, as well as well-lit streets for evening strolls. Sustainability: The property benefits from a new well, eliminating water bills, and features a 9-zone irrigation system with over 50 sprinkler heads. Convenience: There’s a concrete pad for RV or boat parking, adding to the property's versatility. This home truly has it all—luxury, comfort, and an array of unique features. Don’t miss your chance to own this exceptional property in a coveted central Florida location. Schedule your viewing today and experience the ultimate in upscale living!
Source: STELLAR #om685489
Source: STELLAR #om685489
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #om685489
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.