517 Seacrest Dr, Largo, FL 33771
2 beds · 2 baths · 1,508 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to the wonderful neighborhood of Keene Park! Come see this Solid 2 bedroom, 2 bathroom 1 car garage home that is ready for new owners to enjoy. This home has been loved over the years and well cared for. Some of the recent enhancements would be: • New paint inside and out with neutral colors • A Split unit added to the Florida Room. • A new composite deck in the back of the home to make entertaining outside quite enjoyable. • The Water Heater was replaced in 2024 • New Shower Pan in the Primary bathroom • New electric Panel was updated in 2023. Keene Park is located just off of East Bay Drive and Keene Rd, offering all of the conveniences of shopping, dining, and coffee stops and so much more! Eagle Lake Park is close by with walking trails, children’s play area, Shelters, and a doggy park. In this community, there is the NO HOA, NO PET, nor RENTAL RESTRICTIONS. There is no flood insurance required here and there were NO Flooding Issues with Debby, Helene or Milton in 2024! Easy commute to the airports and sandy beaches, make an appointment to see this great home today!
Source: STELLAR #TB8320940
Source: STELLAR #TB8320940
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.