5156 Caspian St, Saint Cloud, FL 34771
3 beds · 3 baths · 2,312 sqft
SELLER'S PREFERRED LENDER IS OFFERING UP TO $4,000 TOWARDS BUYER'S CLOSING COSTS PENDING LOAN APPROVAL Welcome to 5156 Caspian Street – a home packed with upgrades and energy-saving features, all in a fantastic community! From the moment you step inside, you’ll feel right at home with the stylish design, modern touches, and plenty of space for relaxing and entertaining. This isn’t just a house – it’s a place where you can truly live your best life. One standout feature of this townhome is that it’s one of the few in the community with a third-floor loft! Whether you need a quiet home office, a cozy movie room, or a space to hang out and play games, this extra room gives you the flexibility to create the perfect spot that works for you. The kitchen is a chef’s dream, with stainless steel appliances, wood cabinets, and granite countertops. It’s a beautiful and functional space that’s perfect for cooking and entertaining, with plenty of room to prepare your favorite meals. When you walk in, you’ll notice the fresh vinyl wood flooring in the office and master closet, giving these spaces a sleek, modern look. The open floor plan flows easily from room to room, making it perfect for everything from casual hangouts to hosting friends and family. One of the best things about this home is the solar panel system– it’s energy-efficient and helps keep those utility costs down, all while being kind to the planet. The self-watering plant wall is another great feature, bringing a touch of greenery indoors without extra work. You’ll also love the freshly painted walls and trendy wallpaper throughout the home. The deck is perfect for kicking back outside, and if you’re into outdoor furniture, the patio furniture is negotiable, so you can easily set up your outdoor hangout spot. Inside, the 2023 A/C system is upgraded and will keep you nice and cool all year long – you know you’re getting the best. For those movie nights or just winding down, the home comes with two media centers – and the entertainment center is included too, so you’re all set to relax. Need storage? The garage freezer and garage shelves stay with the home, so you’ve got plenty of space for your stuff. You’ll never run out of room! But the perks don’t stop inside the house – the community has amazing amenities too. You’ve got access to a clubhouse, boat ramp, preservation dock, and even a dog park for your furry friends. There’s also a basketball court, playground, gym, and pool – everything you need to stay active and have fun right where you live. If you ever want to host a get-together, the clubhouse is available for rental. Families will love the walkway to Narcoossee Elementary and Middle School, making those school runs super easy. Plus, there’s a virtual gate guard, so you can feel safe and secure at all times. You’re also just a short drive away from Lake Nona and all its incredible amenities, including top-notch shopping, dining, and entertainment. Plus, you’re only 30 minutes to Orlando’s popular attractions, so you can easily enjoy all that the area has to offer. This home is in a prime location, just around the corner from a brand-new grocery store, making shopping a breeze. Plus, you’re close to everything you need, with local spots and services just minutes away. If you’re looking for a home that’s got style, convenience, and plenty of space, 5156 Caspian Street is it. Don’t wait – schedule a tour today and see for yourself why this place is the perfect fit for you!
Source: STELLAR #O6288182
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #O6288182
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.