5151 Twin Lakes Blvd, Saint Cloud, FL 34772
2 beds · 2 baths · 1,624 sqft sqft
Welcome to 5151 Twin Lakes Boulevard in the sought-after 55+ community of Twin Lakes. This meticulously maintained single-family home built in 2022 offers the perfect fusion of modern luxury and a vibrant active adult lifestyle. Step inside and be captivated by the high ceilings and abundance of windows that bathe the open floorplan in natural light. This stunning home features 1624 square feet of living space with two spacious bedrooms, two beautifully upgraded bathrooms, and a versatile flex room/den ideal for a home office. The kitchen is a chef’s dream, showcasing granite countertops, a large island, 42" dark cabinets, a natural gas stove, a farmhouse sink, and stainless steel appliances. The large laundry room is full of cabinetry for storage and complete with a utility sink. The primary bedroom is large and bright featuring a tray ceiling. The ensuite bathroom features granite countertops, dual vanities, a walk-in shower with custom tile, and a large walk-in closet. The split-floor plan places the second bedroom and bath on the opposite side of the home for privacy when guest are visiting. Step through the sliding pocket doors onto your covered screened patio, where you will enjoy serene views of the large back yard and tranquil nature. You will love the seamless indoor-outdoor living this home provides. This home has thousands in upgrades from the builder. Living in Twin Lakes means enjoying resort style amenities every day! The HOA fee includes all amenities -Fitness Center, Sauna, Heated Swimming Pool, Lap Pool, Spa, Tennis, Pickle-Ball, Basketball, Bocce-Ball, Community Boat Dock, Boat Rental, Putting Green, Dog Park, Community Gardens, Clubhouse with Gathering Room, Game Room, Billiard Tables, Poker Room, Outside Patio Area. This beautiful gated community offers tranquility while being only minutes from Lake Nona, Orlando International Airport, Theme Parks, Beaches and Major Roadways. Don’t miss the opportunity to make this like new home yours!
Source: STELLAR #p4931723
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #p4931723
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #p4931723
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.