515 Summitbluff Dr, Greenville, SC 29617
3 beds · - baths · sqft sqft
OPEN HOUSE - Sunday, November 24th from 12-2pm EST! Welcome to 515 Summitbluff Drive! This 2,200 sq ft renovated home has three full bedrooms, two full baths, and two flex rooms. As you enter the home you'll immediately be met with a bright and airy feel, highlighted by light, refinished hardwood floors, light paint colors, and an open floor plan. The oversized entrance leads to a formal dining room and an open living space that includes the kitchen and living room. The kitchen has two-toned, newly painted cabinets, new hardware, new stainless steel appliances, a new slide-in induction range, and gorgeous quartz countertops with a waterfall edge and room for four bar stools. The living room design allows for multiple setups and features a stone fireplace with gas logs. All three bedrooms are on the main floor, including a primary bedroom that has a newly renovated, ensuite bathroom. The hallway just off the living room leads you to two additional oversized guest bedrooms, a coffee bar (that could double as a homework station for the kiddos), and another full bathroom. The final two rooms in the home were designed with the ultimate in flexibility in mind - a home office, gym, playroom, game room, storage, a 4th bedroom - the choice is yours! Other features include a rocking chair front porch, a backyard with rod-iron fencing, a deck with new custom railings, a new stone paver patio that's perfect for grilling or sitting outside and enjoying the fall weather, a custom laundry room with a sink, quartz countertop, tile floors, and board & batten accent walls, and an encapsulated crawl space! Some of the renovations include - new sod and grading in the backyard, a new aluminum fence with two gates (one double entry), a new flower bed stone border in the front of home, a rock border around the deck and back patio, a rebuilt deck using Trex materials, a new garage door and motor, new ceiling mounted storage racks in garage, new roof (receipt in associated docs), new gutters, new windows in the dining room, kitchen and living room, new carpet in all three bedrooms, the flex room and stairs, updated door hardware & light fixtures, new ceiling fans, new tile, vanity, mirrors, and quartz counters in the primary bath, and a new tiled walk-in shower featuring a glass enclosure and quartz top bench. For a complete list of renovations, please contact the listing agent. This subdivision serves Gateway Elementary, Northwest Middle, and Travelers Rest High School. The HOA includes your pool membership, access to tennis and pickleball courts, basketball courts, and a playground. Located just a half mile from multiple entrances to the Swamp Rabbit Trail, this home and community is perfect for all outdoor enthusiasts! Call for your private showing today!
Source: GREENVILLESC #1541008
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1541008
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1541008
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