5146 W 135th St, Hawthorne, CA 90250
3 beds · 2 baths · 1,126 sqft
Welcome to this beautiful single-story home located in the highly sought-after Holly Glen/Del Aire neighborhood of Hawthorne, within the top-rated Wiseburn School District. This well-maintained property offers the perfect blend of comfort and convenience, with modern upgrades and plenty of space for family living and entertaining. The main home features a bright and open layout with inviting living areas and abundant natural light. In 2016, the roof was replaced, ensuring peace of mind for years to come. More recently, in 2022, Milgard dual pane windows were installed throughout the main home as well as dual pane windows on the ADU, further enhancing energy efficiency and curb appeal of both the main home and ADU. Speaking of the ADU, this one-bedroom, one-bathroom guest house is a fantastic bonus! With its own kitchen, washer and dryer, and private entrance, it’s ideal for extended family, guests, or as a potential rental for added income. Whether you use it for personal or investment purposes, this separate living space adds incredible value to the property. Additional features of the property include seismic retrofitting which was done in 2023 as well as a spacious backyard & beautiful front curb appeal. The spacious backyard is perfect for outdoor relaxation, featuring a mature lime tree that offers both beauty and practicality. Imagine enjoying fresh limes from your own tree for cocktails or cooking! The front yard is equally impressive with a stunning myrtle tree that adds a touch of elegance to the curb appeal. Location couldn’t be better—just minutes from major employers like SpaceX, Northrop Grumman & Boeing - making this home ideal for those who work in the aerospace industry or anyone who wants to be near the heart of innovation. With easy access to major freeways, you’re just a short drive away from the airport, beaches, parks, shopping, and dining. This property is a true gem, offering a rare combination of modern updates, charming outdoor spaces, and proximity to top local amenities. Don’t miss out on the opportunity to make this your new home!
Source: CRMLS #SR25035590
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #SR25035590
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.