5143 Darden Ave, Belle Isle, FL 32812
4 beds · 3 baths · 2,451 sqft
**LAKE CONWAY ACCESS HOME!** Welcome to this charming 4-bedroom, 2.5-bath, ranch-style pool home boasting 2,451 sq. ft. of living space, nestled on a corner lot in the highly sought-after Lake Conway Estates community in Belle Isle. This home offers exclusive deeded access to the Conway Chain of Lakes, perfect for boating, fishing, and weekend gatherings at the Sandbar. The neighborhood features a private boat ramp, tennis courts, a playground, and a dock for outdoor enthusiasts to enjoy. Step inside to a bright, welcoming living room that flows seamlessly into the dining room, creating an open and inviting space. The kitchen, centrally located and accessible from both the dining and family rooms, features a wet bar overlooking the cozy family area, perfect for entertaining. The primary suite, tucked away off the dining room for added privacy, boasts a spacious walk-in closet, en suite bathroom, and direct, private access to the pool. On the opposite side of the home, three large bedrooms share a full bathroom with convenient pool access. French doors lead to the expansive 1,200 sq. ft. screened pool deck, providing a perfect outdoor living space with dining and sitting areas, ceiling fans, and a sparkling pool—all within a screened enclosure. The area is ideal for entertaining and has convenient access to the pool bath. Additional highlights of this home include a 2-car garage, boat/RV parking with extra parking, a new roof (January 2020), A/C and air handler (September 2020), a new electric panel (2021), and new windows within the last five years. Families will love the proximity to the highly-rated Cornerstone Charter Academy, Shenandoah Elementary, Conway Middle, and Oakridge High. This location is just minutes from downtown Orlando, Orlando International Airport, SR528, major hospitals, shopping, dining, and more. Don’t miss this incredible opportunity to live the lake life — schedule your private showing today!
Source: STELLAR #o6244228
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6244228
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6244228
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.