5141 Heather Rd SE, Smyrna, GA 30082
4 beds · 3 baths · 2,266 sqft
Stunning Family Oasis in a Prime Location. Welcome to your dream home, a meticulously updated super clean 2,266 SF 4 bedroom 3 bath sanctuary, nestled in a highly sought-after school district. This residence combines modern comforts with serene outdoor living, making it perfect for families and nature lovers alike. As you arrive, youCOll be greeted by a quiet cul-de-sac with elevated views and the soothing sounds of a bubbling freshwater brook. The property boasts a generous plat of lovingly maintained, heavily wooded grounds, offering privacy and tranquility. Enjoy your mornings on the brand new wraparound deck or unwind in the evenings grilling and entertaining fireside, on the lovely Roman brick patio, surrounded by three stunning mature Japanese maples and beautiful Beechwood trees. Step inside to discover a harmonious blend of style and functionality. The spacious, updated kitchen features birch ANSI/KCMA cabinetry, newer stainless-steel appliances, including a double oven and a refrigerator with water and ice filtration, complemented by a large walk-in pantry and a convenient dry freezer. The open floor plan flows seamlessly into the inviting living area, showcasing an airtight wood-burning fireplace framed by elaborate built-in bookshelves and stunning wood beam ceilings, with beautiful windows and glass doors to easily access and enjoy the views of the wraparound porch and creek. Each of the three renovated bathrooms exudes elegance, while new hardwood flooring throughout adds warmth and sophistication to every room. All bedrooms are generous in size and closet space, with the Primary featuring a wonderful screened in private porch, overlooking the trees and creek. Picture windows bring delight throughout both stories of the home. Recent updates include fresh exterior and interior paint, upgraded trim, doors, floors, windows and closet systems. Your comfort is ensured with a new Goodman HVAC /UV light system, plus brand-new attic insulation and duct cleaning. This home is designed for peace of mind, featuring a new 2024 CertainTeed asphalt roof with a 10-year warranty, a new sewer line, and a transferable termite bond. The reinforced foundation and new bridge over the freshwater creek provide stability and security, ensuring you can fully enjoy your beautiful surroundings for years to come. A spacious 1 car garage, and 8x20 outbuilding shed with a new roof offers A LOT of great storage and space to grow. Take advantage of the incredible location: Enjoy the many benefits of living in unincorporated Cobb County, and with bike and walking access to the Silver Comet Trail and local Argo Park and playground just a short stroll away, outdoor activities are at your fingertips. A quick 3-minute drive brings you to Sprouts and Publix grocery stores, while major highways and downtown destinations like Buckhead, Marietta Square, and the airport are all within a 20-minute reach. This rapidly appreciating neighborhood combines convenience with a serene lifestyle, making it a perfect place to call home. DonCOt miss your chance to own this exquisite property with all the modern amenities you desire and the natural beauty you crave. Affectionately named the "Holiday House," you'll feel like you're on vacation while enjoying living in this beautiful home. Schedule your private tour today! This home won't be available for long! Owner/Seller is a Realtor.
Source: GAMLS #10400486
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10400486
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10400486
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.