5137 Blue Heron Dr, New Port Richey, FL 34652
3 beds · 2 baths · 1,707 sqft sqft
**HEY! WE KNOW THIS HOME DOESN'T FLOOD! THIS HELPED GREATLY>THIS HOME HAS BRAND NEW HURRICANE WINDOWS & DOORS SURVIVED 3 HURRICANES!!!! IAN, HELENE & MILTON! Welcome to your very own WATERFRONT PROPERTY & tropical boater’s paradise! This charming 3-bedroom, 2-bathroom home, located in the desirable Gulf Harbors community, offers the waterfront lifestyle you’ve always dreamed of. Nestled in a quaint cul-de-sac, this waterfront gem is a rare find! A boaters paradise!!! This home has boat ramp & 10,000 lb. lift! Viewing & meditating on the tranquil water everyday in your very own private sanctuary is believed to relieve stress and can add to a long heathy life. Step inside to discover a spacious, open floor plan that allows you to arrange your furniture and decor to perfectly suit your family’s needs. The large kitchen is a standout feature boasting high quality Thomasville solid wood cabinets with thick granite counter tops, quality appliances including a glass-top stove and spacious refrigerator. The large kitchen island doubles as a gracious breakfast bar. The flooring is high quality designer ceramic tile flooring that has been masterfully installed throughout the entire first level. Also on the first floor, you'll find two bedrooms and a full bathroom conveniently located between them. Head upstairs to the large bedroom with wood floors & expansive sliding glass doors that open to a breathtaking water view—perfect for enjoying sunsets. Or relax & feel the Gulf breeze as you swing on the hanging bench located on the Lanai. There are so many breath taking views!!! Please come see this gorgeous water front home. It's a rare find of tranquility in Paradise. Gulf Harbors offers an optional $200 annual membership to its private beach, complete with cabanas, grills, bathrooms, benches, and tables—fun for the whole family. Additionally, the community’s Civic Center hosts a variety of events, including live music, gatherings, and a Harbor Market featuring different vendors. Embrace the waterfront lifestyle and vibrant community atmosphere that Gulf Harbors has available!
Source: STELLAR #u8255123
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #u8255123
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #u8255123
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.