513 Heartwell Dr, Kissimmee, FL 34759
2 beds · 2 baths · 1,488 sqft sqft
Allegro awesomeness! This Solivita 2 bed 2 bath home can be your ‘Florida sunshine’ - imagine a fresh start in THIS lovely and cherished home, it only needs YOU! This ever-popular model is located on a quiet side street with mature landscaping and trees, garden curbing, a SCREENED front porch with LEADED GLASS entry; welcoming for friends and family! Find CERAMIC TILE throughout the public spaces with recent paint inside, a kitchen featuring GRANITE countertops, RECESSED LIGHTING, 42" UPPER CABINETS, UNDERMOUNT sink and WALK IN PANTRY. There are SOLAR TUBES in kitchen & den providing ambient lighting. Throughout, UPGRADED LIGHT FIXTURES & CEILING FANS, and both baths also have GRANITE countertops and COMFORT HEIGHT COMMODES. This home boasts newer HVAC, newer Berber carpeting in the den/bedrooms, and a large EXTENDED SCREENED LANAI with Chattahoochee stone, RETRACTABLE AWNING, RADIANT HEATERS, a ceiling FAN & enhanced landscaping for privacy. It also features whole house WATER SOFTENER with newer water heater. This is the life you have dreamed about…This home is a quick move in, so take YOUR VIRTUAL TOUR at Tour 1 link to experience your personal paradise! COME enjoy the life you have always dreamed of, ENJOYING SOLIVITA’s many amenities this award winning 55 Plus community offers: 2 full fitness facilities, 14 community pools, dining options, walking paths, fulltime concierge, 200+ social clubs, a quaint village center with pharmacy and proshop and certainly the 2 golf courses! Nestled on over 4300 acres of natural beauty south of Kissimmee and within 30 miles of central Florida’s dynamic tourist areas and international airport. For convenience, HCA Florida Poinciana Hospital is directly across the street along with a 42,000 square-foot medical office building, and just this year – the new Poinciana Lakes Plaza! With a range of shops and services where the convenience is awesome – Sprouts Farmers Market, Petco, Rack Room Shoes, 5 Below, Ulta, TJ Maxx, Ross, Burlington, TD Bank, Hair Cuttery, Outback, First Watch, Five Guys, Popeye's, Bojangles, Coldstone, ALL finishing soon, along with existing Walgreens, Wells Fargo, Little Caesars, McDonalds and more! HOA includes lawn service, recycled water irrigation AND high speed fiber connection!
Source: STELLAR #s5111160
Source: STELLAR #s5111160
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #s5111160
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.