513 Fenceline Dr, Argyle, TX 76226
5 beds · 4 baths · 3,220 sqft
Delight in this stunning 5 bedroom 4 full bath home in the highly desired Harvest community! Zoned to the top-rated Argyle ISD and within walking distance to Argyle West Elementary. You’ll love the Energy Efficiency and uninterrupted power, during power outages, with the home’s Solar Panels and Battery Generac system. Both the Solar Panels and Battery Generac system to be paid off at closing! Other unique features include your very own private mailbox in front of your home. Step inside this magnificent David Weekley Home and discover multi-generational living at its finest featuring owner's retreat and a secondary bedroom with bath, all on the 1st level. The kitchen is a chef's dream with a Texas-sized island, gas cooking, ample built-in cabinetry, stainless steel appliances, and large pantry. The kitchen and living room, with tiled gas-log fireplace, seamlessly unite creating an ideal space for entertaining. This classic beauty boasts a traditional dining room and spacious breakfast nook. Easy clean up with engineered hard flooring throughout the 1st floor, premium carpet in the bedrooms and upstairs. Your family and guests will be greeted with a Hollywood-style staircase as they ascend to the second level where you’ll discover a versatile bonus living area that can serve as a media room, home office, or playroom. Two bathrooms downstairs and two upstairs, one of the upstairs baths boasts a jack and jill setup up! Enjoy the tranquil primary suite featuring a spa-like ensuite bathroom with luxurious shower and separate soaking tub. Plus, many linen and storage closets throughout with an extra bump out in the laundry room for additional storage. HOA includes TV & Internet. Amenities include parks, trails, dog parks, fitness facilities, resort-style pools, and much more! Enjoy the convenience of two daycares nearby. New Tom Thumb grocery store is currently being built and NEW HEB grocery store is in the works. Easy access to FM 407, I-35, FM 1171, & US HWY 377.
Source: NTREIS #20882379
All values shown are estimated costs / mo.
Source: Public records
Source: NTREIS #20882379
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.