513 Clover Trl, Bonaire, GA 31005
3 beds · 2 baths · 1,495 sqft
Say Hello to this 3 Bed 2 bath 1495 Sq ft Home with a Stacked Stone front and 2 car garage. New Roof about to be installed! Entire back yard is fenced in and has and oversized deck, Storage building and screened in back porch with its own personal unit to keep you cool in this Georgia heat and a stone firepit to get cozy in the cooler weather, and sprinklers! Inviting entry foyer leads into Vaulted ceiling in living room with a gas fireplace surrounded by a wood mantle and trim and marble hearth. Separate dining and/or Office area with Wainscoting, tray ceiling adorned with a chandelier. From there you have the laundry room right off of the garage, and into your galley style kitchen with recessed lighting and peek-a-boo view into the living area, leading to the breakfast nook. Stainless steel dishwasher and range hood and the SS refrigerator stays! There is also a pantry off of the kitchen. The master has a tray ceiling, large walk-in closet, dual vanities, shower and separate soaking tub. All the bedroom and living room areas have ceiling fans and did i mention there is not a stitch of carpet in sight! Newer HVAC and Ducting system in the house and gutters. This sought after Bonaire location is less than 5 miles away from the RAFB Gate! So close to Publix, many dining options, shopping centers, Parks, and the Museum of Aviation. I hate to use the Cliche "this won't last long" Remark, but this listing won't last long! Average Days on market for past year has been 5 days, so don't drag your feet on this one!
Source: GAMLS #10335644
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10335644
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10335644
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.