513 CATANIA LN, Kissimmee, FL 34759
Welcome to your dream home in the exclusive Solivita 55+ community, a luxurious retreat where elegance meets comfort! This exquisite Venetian model home features a charming casita, offering guests their own private oasis. With two BRAND NEW A/C units and a beautiful barrel tile roof, your home is ready for effortless living and enduring style. Step inside and be captivated by the grandeur of 12 FOOT ceilings that elevate the great room, kitchen, and dining area, all beautifully accented with 12-inch deep crown molding and gorgeous large tiles that reflect light and create a spectacular airy feeling. The chef's kitchen is a culinary masterpiece equipped with granite counter tops, granite back splash set with mosaic & blue agate geode inspired centerpiece tiles, boasting top-of-the-line appliances, custom cabinetry with leaded seeded glass doors, and a generous island that is perfect for both everyday meals and entertaining. Custom lighting throughout, including fans, pendant lights, and under-cabinet lighting, enhances the home’s ambiance, while a wine fridge with wine racks adds a touch of sophistication. Perfect for the entertainer. The master suite is a serene escape, showcasing a large bedroom with elegant trey ceilings, a sitting area to unwind and direct access to the inviting Florida room. The spa-like master bathroom is fit for royalty, featuring a luxurious custom jetted soaking tub, dual vanities, make-up counter, and walk-in shower promising relaxation and indulgence. At the other end of the home you have another bedroom with an ensuite, a powder room, a guest bedroom, an office, and a laundry room right off the garage. Entertain or unwind on the expansive 1340 sq ft screened lanai which could host an amazing summer kitchen, it surrounds a 20x20 Florida room, seamlessly blending indoor and outdoor living. Situated with no rear neighbors - just the trees and a golf course within a vibrant guard-gated community. Also, equipped with a generous 3 car garage with cabinetry and a storage area. Experience unparalleled luxury and a lifestyle of leisure in this Venetian gem—where every detail has been thoughtfully designed for your ultimate comfort and enjoyment. You'll enjoy access to 14 heated pools, olympic sized indoor pool with walking track above, fitness centers, delightful dining options, pharmacy, wellness spa, 2 state of the art recreation centers and a wide array of activities right at your door, as Solivita is a premier 55 plus community! With two championship golf courses featuring 18 holes each, your active lifestyle is catered to in this convenient picturesque location. This offers it all!
You may be able to put down less than the total down payment amount of $170,070 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #p4931662