5128 Los Robles Ct, Palmetto, FL 34221
4 beds · 4 baths · 2,636 sqft sqft
Why Wait to build? Discover your dream lifestyle at Eave’s Bend in Artisan Lakes! Nestled within a thoughtfully designed master-planned community, this Taylor Morrison Bonaire home offers traditional charm, modern livability, and everyday resort-style amenities. With 2,636 square feet, 4 bedrooms, 3.5 baths, and elegant design features throughout, this two-story home beautifully captures the ultimate Florida lifestyle. Right away you will notice the upgraded tile plank floors and modern colors. The first floor features an expansive open-concept layout, including a gourmet kitchen with a large island, hooded vent, contrasting cabinets, and a spacious pantry. Flowing into a casual dining space and a family room with a striking 22-foot ceiling, this area is perfect for gathering and entertaining. Just off the family room, luxury sliders open onto a sunlit lanai, pre-plumbed for an outdoor kitchen—ideal for those who love indoor-outdoor living. A formal dining room off the kitchen adds a refined touch to the space, and a custom laundry room with an elevated pet shower offers unique convenience. The main-floor primary suite combines comfort and style, with dual walk-in closets and a spa-like bathroom featuring double sinks, a garden tub, a separate shower with pebble floors, and a private water closet. Upstairs, a loft with wrought iron spindles is open to the family room below, while French doors open into a media room for relaxed movie nights or gatherings. Three additional bedrooms and 2 bathrooms complete the upper level, providing space for family, guests, or a home office. Pre-wired for security system. Located between Bradenton and Tampa Bay, Eave’s Bend offers easy access to I-75, 275, 301, and stunning Gulf beaches, shopping, dining, and Tampa International Airport. Community amenities include two playgrounds, two dog parks, a basketball court, soccer field, a newly renovated clubhouse, and a state-of-the-art fitness center. Enjoy poolside relaxation, a hot tub, and lively community events like Food Truck Tuesdays and seasonal yard sales. Please refer to the attached list for upgrades and additional features—this home truly offers it all!
Source: STELLAR #a4627367
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #a4627367
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4627367
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.