5124 Unity Dr, Denton, TX 76207
4 beds · 2 baths · 2,049 sqft
Welcome to 5124 Unity BEST PRICED HOME in the neighborhood. With close proximity to major highways, universities, and a flourishing lifestyle you won't want to miss this opportunity. This home is better than NEW and situated on a desirable corner lot . A charming single story offering a spacious, open-concept layout that is perfect for modern living and entertaining. The fourth bedroom is ideal for a growing family and could also be used as a quiet spot for a home office. Kitchen features sleek quartz counter tops, custom painted cabinets knobs and pulls, walk in pantry, gas cooktop, breakfast nook, and oversized island for additional seating. The spacious master includes over sized sitting area, walk in closet, separate tub, shower and vanities. Other features include an oversized laundry and mudroom, two car garage, ceiling fans, covered patio and sprinkler system. This family friendly neighborhood is positioned within walking distance of the water park and sports complex and easy access to major highways. Enjoy the small town feel while having access to what the big cities have to offer. Builder warranties in effect.
Source: NTREIS #20707770
Interest rate and monthly payment estimated based on public records.
Source: NTREIS #20707770
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #20707770
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.