5121 Hyde Park Village Ln, North Charleston, SC 29405
3 beds · 3 baths · sqft sqft
Presenting 5121 Hyde Park Village Lane in desirable Park Circle--a modern Craftsman-style home built in 2019 by Manor House Builders, featuring the versatile Camellia floor plan. Located in the pocket neighborhood of the Villages of Hyde Park, this elevated residence combines style with functionality.The home offers Shaw luxury laminate hardwood flooring throughout, with hardwood stair treads and tile in wet areas. On the ground level, you'll find a one-car garage, a welcoming entrance hallway, a storage closet, and a large unfinished bonus room with water and sewer hookups--ready to be customized into an additional bedroom, office, studio, or entertainment space.The primary living area is on the second floor, combining the living room, dining area, and kitchen into an open-conceptlayout ideal for everyday living and entertaining. The living room features crown molding and a ceiling fan, while the kitchen stands out with a large island, "White Ornamental" granite countertops, gray subway tile backsplash, trimmed cabinetry, pantry, and stainless steel appliances, including a gas range and refrigerator. A bedroom and full bathroom complete this level. On the third floor, you'll find a landing area leading to the primary suite, a large laundry room, and an additional bedroom with a private bath. The primary bedroom includes a tray ceiling, ceiling fan, and an ensuite bathroom with dual vanities, a linen closet, water closet, and a spacious walk-in closet that conveniently connects to the laundry room. The large walk-in shower is enhanced with a clerestory window, subway tile, and a frameless glass door. The second bedroom with a private bathroom and walk-in closet completes this level. The home's outdoor spaces include a large back deck with mounted sail shadesperfect for relaxing outdoorsand a fenced backyard. The driveway offers an extended parking pad for added convenience. Positioned across from a generous green space, this home provides easy access to outdoor activities, making it ideal for pets and recreation. Located in North Charleston's vibrant Park Circle, this home offers easy access to downtown Charleston, community parks, local shops, and diverse dining options. Enjoy the blend of historic charm and modern conveniences in a community known for its welcoming atmosphere and walkable streets.
Source: CTAR #24027811
Interest rate and monthly payment estimated based on public records.
Source: CTAR #24027811
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #24027811
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