5120 Fortuna Dr, Belville, NC 28451
4 beds · 3 baths · 2,324 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to this stunning residence perfectly positioned in desirable Leland! This thoughtfully designed home offers versatile living spaces and modern amenities throughout. Step inside to an open and inviting foyer that sets the tone for this exceptional property. The flexible first-floor space can serve as a home office, formal dining room, or convenient guest bedroom based on your lifestyle needs. The heart of this home features an expansive open-concept living area that flows seamlessly into the well-appointed kitchen. Enjoy cooking and entertaining with the kitchen's central island, abundant cabinet storage, and generously sized pantry. A practical drop zone connects the kitchen directly to the two-car garage for easy grocery unloading and everyday convenience. Upstairs, discover four spacious bedrooms and a versatile loft area perfect for creating your ideal media room or gaming headquarters. The oversized owner's suite provides a private retreat complete with a large walk-in closet and luxurious bathroom featuring double sinks, separate shower, and relaxing soaking tub. Residents enjoy access to the neighborhood pool, perfect for cooling off during warm Carolina days and creating lasting summer memories with family and friends. This home's prime location puts you minutes from excellent restaurants, grocery stores, and shopping destinations. Downtown Wilmington's historic charm and waterfront attractions are just 15 minutes away, offering the perfect balance of suburban comfort and urban accessibility. Make this exceptional Leland property your home today!
Source: NORTHCAROLINAREGIONAL #100501466
Source: NORTHCAROLINAREGIONAL #100501466
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.