512 Dusk View Dr, Havre De Grace, MD 21078
4 beds · 4 baths · 2,748 sqft
Welcome to Your New Home This nearly brand-new home, built in 2019, offers the perfect combination of comfort, style, and functionality. Barely lived in and meticulously maintained, this home is ready for you to move in and enjoy. Main Floor The main floor features a spacious open floor plan, with a generous living and dining area, perfect for entertaining and family gatherings. Adjacent to the kitchen, the sunroom offers an additional versatile space for a variety of uses. A dedicated study with French doors provides the ideal environment for privacy and focus, whether you're working from home or need a quiet retreat. Outdoor Living Step outside through the kitchen to a large deck—an entertainer's dream! Ideal for summer barbecues, crab fests, or simply unwinding with your favorite beverage after a long day. Crafted from low-maintenance materials, the deck ensures you can relax and enjoy your time without the hassle of constant upkeep. Second Floor Upstairs, you'll find four spacious bedrooms, two full bathrooms, and a conveniently located laundry room. The secondary bedrooms all offer generous closet space, ensuring comfort for family or guests. The master suite serves as a true retreat, complete with a luxurious en-suite bathroom featuring a walk-in shower, separate soaking tub, double vanities, and two expansive walk-in closets. Basement The fully finished basement is designed for relaxation and entertainment. Multiple large areas provide plenty of space for hosting gatherings, while the bar area and dedicated exercise room offer versatility for your lifestyle. A full bath adds extra convenience. The basement walks out to a stunning paver patio with stairs leading up to the deck—perfect for seamless indoor-outdoor living. With these impressive features, your home will quickly become the gathering place for friends and family, especially during the summer months. Schedule a Private Tour Today! Don't miss the opportunity to make this exceptional home yours. Call us today to schedule a private tour!
Source: BRIGHT #MDHR2041248
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #MDHR2041248
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.