512 Baythorne Way, Pelzer, SC 29669
5 beds · - baths · sqft sqft
Welcome to Rogers Knoll. In the sought after Anderson School District 1, this beauty is located in a Cul De Sac. AMAZINGGGG!!! Come view the tranquil living with access to I-85 in less than 5 min. Enjoy an almost new home, built in 2020. 5 Bedrooms and 3 baths, with a full bath and bedroom on the main floor. Also, enjoy the access of having a 2-car garage with openers for each vehicle. On the main level as you enter, on the right is a flex space that most used for a dining room with thru access to the kitchen. In this kitchen, white cabinets with tons of storage space and stainless-steel appliances that convey with the home. Right off the kitchen is your breakfast area looking onto the spacious backyard through the sliding doors. Just off the breakfast area is the great room that features a gas fireplace. Hang the big screen over the fireplace for those football nights or a nice family movie. Let’s not forget that we have a full bathroom and bedroom right off the great room area. How convenient for those special guests not to have to climb stairs. As you ascend upstairs, you will find another full bath, 3 generously sized bedrooms and a walk in laundry area. Onto to the highlight of this listing, the 20x19 Primary Suite with vaulted ceilings. This suite features a full bath with double sinks, separate garden tub and shower and a huge primary closet for all of your heart's desires. Fresh new paint and carpets have been cleaned for the new owner to enjoy a turnkey home. Home is still under Builder 10yr Warranty and home is Connected and includes programmable thermostat, Z-Wave door lock and wireless switch, touchscreen control devise, automation platform, and video doorbell. Better get to this one fast. I look forward to working with YOU! Come make her YOUR new address. $5k Carpet Allowance and Preferred Lender Incentives. Ask about all what your buyer can get. Happy House Hunting!
Source: GREENVILLESC #1529267
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1529267
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1529267
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.