511 Crowned Eagle Ct, Valrico, FL 33594
4 beds · 3 baths · 3,005 sqft
Embrace Elegance and Exceptional Living—Seller Concessions Available! Welcome to your dream home located at 511 Crowned Eagle Ct. in Valrico, FL, where luxury meets comfort in a serene, gated community. This meticulously maintained property, nestled on a private cul-de-sac street, offers seller concessions that make it an irresistible proposition. Let's discover why this home is the perfect canvas for your new life. As you arrive, the large, welcoming front porch sets the stage for the warmth and elegance that defines the interior. Inside, the home unfolds into a spacious haven featuring 4 bedrooms, 3 baths, with two bedrooms boasting a convenient Jack and Jill bathroom. The thoughtful split bedroom plan ensures privacy for each member of the family. The home's heart lies in its gourmet kitchen, a masterpiece of design and functionality. It overlooks a cozy breakfast area and flows seamlessly into the family room, making it perfect for engaging conversations or quiet moments with loved ones. Wood floors and porcelain tile add a touch of timeless elegance throughout the home, marrying durability with style. For those who appreciate a touch of formality, the separate living and dining rooms provide the perfect backdrop for hosting unforgettable gatherings. An open bonus room offers a versatile space, ready to become whatever your imagination desires. Whether a home office, a playroom, or an artist's retreat, this space is a blank canvas awaiting your vision. Step out onto a large screened enclosed porch and enjoy the tranquility of your private oasis. The adjoining open patio with brick pavers invites gatherings under the sky, surrounded by meticulously maintained landscaping and a securely fenced yard, ensuring privacy and safety. Built with your convenience in mind, this home features a 3-car garage, a roof updated in 2018, and a Generac generator—ensuring comfort and peace of mind year-round. In appreciation of your service, eligible veterans who qualify have the unique opportunity to assume the current VA loan, making homeownership more accessible and affordable. This community of 49 homes respects your need for financial freedom by eliminating CDD fees, ensuring that you enjoy all the benefits of this distinguished neighborhood without the additional cost. Living in this gated enclave means more than just enjoying a beautiful home. It's about becoming part of a community that values privacy, security, and neighborliness. At 511 Crowned Eagle Ct., every detail converges to create a living experience that's exceptional in every sense. With enticing seller concessions to simplify your move and the chance for veterans to assume a VA loan, your dream home is ready to welcome you with open arms. Don't let this opportunity pass. Schedule your visit today and step into the lifestyle you deserve.
Source: STELLAR #tb8322418
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8322418
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8322418
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.