510 Amber Jill Cv, Killeen, TX 76549
4 beds · 4 baths · 4,541 sqft
Discover the epitome of luxury living in this unparalleled residence nestled on 5.39 acres of pristine land, situated in a peaceful cul-de-sac location. This home is a harmonious blend of opulence and functionality, offering a lifestyle that transcends the ordinary. As you step inside, prepare to be captivated by the sheer spaciousness of the extra-large bedrooms, providing a retreat for every member of the family. The heart of this home is undoubtedly the custom kitchen, a culinary haven designed for both style and efficiency. The central circular island beckons gatherings, surrounded by an abundance of cabinets, high-end appliances, and a gas range in an alcove – a chef's dream realized. The must-see owner's suite is a sanctuary within itself, boasting a fireplace that adds warmth and charm to the expansive bedroom. Step into the ensuite bathroom, a spa-like haven where luxury meets functionality. With direct access to the patio, indulge in a seamless blend of indoor and outdoor living. The walk-in shower, adorned with multiple shower heads, transforms your daily routine into a rejuvenating experience, while the Texas-sized walk-in closet provides ample storage and a touch of extravagance. Entertainment is elevated to new heights with a state-of-the-art sound system seamlessly integrated into the owner's suite, kitchen, living room, and patios. Every corner of this home resonates with the perfect harmony of music and ambiance. Imagine hosting gatherings where the entire house becomes a symphony of sound. This residence is not only designed for luxury but also for practicality. The inclusion of a whole-house On Q system ensures that every room is connected, creating a cohesive living experience. The modern convenience of a tankless water heater adds to the efficiency and eco-friendliness of this home , ensuring a continuous supply of hot water on demand. Completing the package is a new metal roof, marrying style with durability and a solar system.
Source: ACTRIS #3575803
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #3575803
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #3575803
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.