5099 Vixen Ct NW, Acworth, GA 30101
5 beds · 4 baths · 3,416 sqft
Welcome to your dream home in Acworth, GA! This stunning two-story traditional brick-front single- family home offers an impressive 3,416 square feet of living space, nestled on a generous .640-acre lot. This property is perfect for large families seeking comfort and elegance. The main level all with white porcelain tiles and triple pane windows, boasts a welcoming foyer, a cozy living room, a formal dining room, and a modern large kitchen with stainless steel appliances, a white granite countertop, and marble backsplash, which connects to a Sunroom. The completely fenced backyard, enclosed by a 7-foot wood privacy fence, is an entertainer's paradise. Enjoy the beautifully landscaped yard, complete with a large shed, charming gazebo, a concrete pad long enough to park an RV, and a state-of-the-art outdoor kitchen featuring a brick oven and grillCoideal for hosting summer barbecues and gatherings. The upper level offers four generously sized bedrooms with triple pane windows, and 5C American red oak hardwood floors. The luxurious primary suite includes a private bath, with double sinks, a tub, and a separate shower. The finished terrace level features a private in-law suite, providing a perfect space for extended family or guests. This suite includes a bedroom, full bathroom, living area, and kitchenette, ensuring privacy and comfort for your loved ones. Situated in the heart of Acworth, this home is close to Brookstone, with top-rated schools, parks, shopping, and dining options. Enjoy the perfect blend of suburban tranquility and urban convenience.
Source: GAMLS #10368337
Source: GAMLS #10368337
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10368337
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.