5093 Brackenwood Dr, Spring Hill, FL 34609
4 beds · 3 baths · 2,639 sqft
This home is more than just a house --it's a lifestyle! Discover the perfect blend of elegance and comfort in this Stunning 4-bedroom, 3-bathroom, 2- car garage Home, nestled on a spacious 0.27-acre fenced lot in Sterling Hills gated community of Brackenwood. Designed for modern living, this home offers high-end finishes and thoughtful details that will impress at every turn. From the moment you walk in with 12 ft ceilings grand entrance, there is a formal dining room and separate formal living room with double tray ceilings that are carpeted. Beautiful laminate flooring that leads you to the kitchen, master and other bedrooms. Chefs dream kitchen, large stainless steel drop-in kitchen sink with a garbage disposal, walk in pantry, stainless steel appliances, tons of 48-inch cabinets and granite ample counter space for cooking and entertaining. Open kitchen over looks family room that has French door access to the Beautiful covered patio area. Master bedroom suite separate from other bedrooms, with sitting area, 2 walk in closets, master bath has dual sinks with quartz counters, water closet with water saver toilet, separate shower and large garden tub. 2nd and 3rd bedrooms have jack and jill bath, shower/tub combo, dual sinks and quartz counter tops. The 4th bedroom off the kitchen, large walk-in closet, has own access to a 3rd bath, shower only. Inside utility room with matching washer and dryer and more storage. Utility room leads to 2 car garage with epoxy floors, more storage, garage door opener. Roof is 2022, HVAC is 2020, Hot water heater 2020.Sterling Hill is a Premier community designed for your lifestyle with 2 sparkling pools, perfect for relaxation and family fun, club house to host an event, tennis court, gym, playground. With a Great Location that's close to everything—shopping, dining, schools, parks, and major highways—this home offers the perfect balance of accessibility and tranquility. Don't miss the opportunity to make this extraordinary home yours. Call for your private showing today!
Source: STELLAR #tb8333492
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8333492
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8333492
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.