509 Singing Bush Ave, Summerville, SC 29486
4 beds · 3 baths · sqft sqft
Welcome to your new home! This stunning four-bedroom Jasper floor plan redefines elegance and modern living with its impressive two-story design and exceptional features that will captivate you at first sight. Upon entering, a fantastic formal dining space awaits. Step into the formal living room, a true masterpiece with its soaring two-story ceiling and abundant natural light that fills the space. The main floor also boasts a conveniently located bedroom and full bath, perfect for accommodating guests. The family room, chefs kitchen with gas range, tech center, butler's pantry with ample storage, and a dining area complete the first floor, ensuring comfort and functionality at every turn. Ascend the stairs to discover the impressive master suite, featuring a generously sized......attached bathroom with a 5-foot shower, a separate soaking tub, and dual vanities for a spa-like retreat. Additionally, two secondary bedrooms sharing a full bath and a spacious bonus room await you on the upper level, providing plenty of space for relaxation and entertainment. The home's finishes are equally exquisite, featuring quartz countertops with a subway tile backsplash, beautiful laminate flooring, ceramic tiles in the bathrooms, stylish white cabinetry, and stainless steel appliances that blend style and functionality seamlessly. Step outside to enjoy the outdoors in your oversized screened porch, overlooking your beautiful wooded lot. This enchanting low country home epitomizes timeless elegance and modern comfort a must-see for those seeking refined living in a serene setting. Nestled within Lindera Preserve at Cane Bay Plantation, a master-planned community tailored for every family, this residence epitomizes resort-style living. Located in Summerville, SC, residents relish in luxurious community amenities, including two lavish swimming pools, nature trails, and play parks. The proximity to the new YMCA, just a short walk away, offers a 54,000-square-foot sports facility. Lindera also boasts an outdoor picnic area and an on-site dog park. Entertain your children at the neighborhood playgrounds or the splash pad at the community swimming pool. Seize the opportunity to become part of this unparalleled community. Don't miss out on the opportunity to make it yours - schedule a showing today!
Source: CTAR #24015868
Interest rate and monthly payment estimated based on public records.
Source: CTAR #24015868
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #24015868
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.