5084 Losco Rd, Jacksonville, FL 32257
4 beds · 5 baths · 3,541 sqft
Welcome to Tranquil Mandarin Living Nestled in the heart of Mandarin, where nature's embrace meets the comfort of modern living, lies an extraordinary opportunity awaiting its discerning owner. This remarkable property, comprising two contiguous parcels spanning 12.7 acres, presents a rare fusion of serenity, luxury, and functionality. A Home Like No Other Pass through the gates into your private sanctuary, where a meticulously crafted single-family home beckons with its timeless allure. Boasting 3,541 square feet under air conditioning and a total of 5,181 square feet under roof, this residence offers an abundance of space for living, entertaining, and indulging in the finer things in life.Step inside to discover a sanctuary of comfort, where every detail has been thoughtfully curated to enhance your lifestyle. From the elegant living spaces bathed in natural light to the gourmet kitchen adorned with premium appliances and finishes, every corner of this home exudes warmth and sophistication. A Resort-Inspired Oasis- Venture outdoors, where the allure of leisure beckons with open arms. Immerse yourself in the luxury of a large saltwater pool enveloped by a screen enclosure, offering the perfect setting for endless hours of relaxation and rejuvenation. Adjacent, an outdoor kitchen awaits, promising culinary adventures amidst the backdrop of lush greenery and tranquility. Equestrian Excellence-For those with a passion for equestrian pursuits, this property presents an unparalleled opportunity. A 1,536-square-foot barn/stables with a tack room stands ready to accommodate your equine companions, while sprawling pastures invite leisurely rides and moments of connection with nature. Adventure Awaits For the avid traveler or outdoor enthusiast, a 18' x46' RV carport equipped with a 240V charger offers the perfect space to park and power up before your next adventure. Whether embarking on a cross-country journey or simply seeking solace amidst nature's embrace, the possibilities are endless. A Touch of Tranquility-Set against the backdrop of lush landscaping and mature oak trees, a .35-acre pond awaits, its tranquil waters shimmering in the sunlight. Aerated and stocked with fish, this serene oasis offers the perfect setting for quiet contemplation or leisurely afternoons spent casting a line. Nature's Canvas- Surrounded by the beauty of nature in all its splendor, this property is a testament to the timeless allure of Mandarin living. From the majestic oak trees that stand sentinel to the vibrant hues of the flora that carpet the landscape, every element of this oasis has been thoughtfully curated to inspire a sense of harmony and connection with the natural world. This exceptional property is a sanctuary where dreams are realized and memories are made. Don't miss your chance to experience the unparalleled beauty and tranquility of Mandarin living. Schedule your private tour today and embark on a journey to discover the home of your dreams. This sale includes a second parcel consisting of 5.28 acres.
Source: REALMLS #2027099
Interest rate and monthly payment estimated based on public records.
Source: REALMLS #2027099
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2027099
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