5062 SABLE CHIME DR, Wimauma, FL 33598
Let us help you with your closing cost! Stunning 4-Bedroom Home in Sought-After Gated Community with Lake View! Welcome to your dream home! Nestled in a beautiful gated community (you will fall in love once you cross the Bridge), this 4-bedroom, 2.5-bathroom gem sits on a large corner lot and offers everything you’ve been searching for and more. As you step inside, you'll be greeted by a welcoming and spacious floor plan, perfect for both entertaining and everyday living. The expansive living areas are filled with natural light, highlighting the beautiful finishes throughout. Key Features: • Prime Location: Situated on a large corner lot in a highly sought-after gated community. • Community Amenities: Enjoy access to the community pool, tennis court, and basketball court – perfect for the “live, where others vacation,” lifestyles • Lake View: Wake up to serene lake views right from your window, offering a tranquil escape from the hustle and bustle. • Proximity to Southshore Bay Lagoon: Just steps away from the renowned Southshore Bay Lagoon, a 5-acre tropical paradise offering clear blue waters, thrilling water slides, floating obstacle courses, and activities like kayaking and paddleboarding. Enjoy beach volleyball, a swim-up bar, and various family-friendly amenities for endless fun and relaxation. Spacious Bedrooms: Four generously sized bedrooms provide plenty of space for family and guests. • Modern Bathrooms: Two full bathrooms and a convenient half-bath, all featuring contemporary fixtures and finishes. The heart of the home is the warm kitchen, complete with ample cabinetry and a large island perfect for meal prep and casual dining. Step outside to your private backyard oasis, where you can enjoy morning coffee or evening cocktails. The large yard provides plenty of space for gardening, play, or even the potential to add a custom pool. Living in this community means enjoying a close-knit neighborhood feel with the added security and exclusivity of a gated entrance. You’ll love it here! Don’t miss your chance to own this incredible home! With its prime location, modern amenities, and breathtaking views, this property is a must-see. Schedule your private tour today and start envisioning your new lifestyle in this exceptional community.
You may be able to put down less than the total down payment amount of $92,469 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3541266