5034 Benton St, Lehigh Acres, FL 33971
3 beds · 2 baths · 1,418 sqft
Welcome to this meticulously maintained 1,418 sqft gem nestled in the desirable community of Lehigh Acres. This 3-bedroom, 2-bathroom home is a perfect blend of modern comfort and thoughtful design, ready to offer you a lifestyle of convenience and tranquility. As you approach the home, you'll immediately notice the brand new roof installed in 2023, providing peace of mind for years to come. Step inside to discover an inviting open floor plan accentuated by abundant natural light streaming through impact windows, ensuring both safety and energy efficiency. The heart of this home is its brand new AC system, installed in 2022, guaranteeing optimal indoor comfort throughout the seasons. The spacious living area flows seamlessly into the well-appointed kitchen, making it an ideal space for both everyday living and entertaining guests. Retreat to the master suite, a haven of relaxation with its own private bathroom. Two additional bedrooms offer ample space for family, guests, or a home office. A highlight of this property is the fully screened-in lanai, perfect for enjoying the serene Florida evenings without the nuisance of insects. The two-car garage is a versatile space, equipped with its own AC unit, making it suitable for a workshop, additional storage, or even a home gym. You'll also appreciate the dedicated laundry room, adding to the home's practicality. Outside, the comprehensive water filter system installed in 2022 ensures that you have access to clean and safe water for all your needs. This home truly combines modern amenities with comfort and style, making it a must-see. Don't miss the opportunity to make this beautiful house your new home.
Source: STELLAR #t3541973
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3541973
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3541973
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.