502 Hide Away Lake Loop, Kingsland, GA 31548
4 beds · - baths · sqft
Nestled in the quiet, tucked-away Hide Away Lake subdivision, this exceptional custom-built resale home offers a perfect blend of luxury and comfort. Boasting 4 spacious bedrooms, including a master suite with ample closet space, separate shower and bathtub, and double vanity. This home is designed for modern living with a thoughtful layout and high-end finishes throughout. Step inside to discover a welcoming atmosphere with brand new carpet installed throughout the home. (updated pictures coming). The main floor features a formal dining room, ideal for hosting family gatherings and special occasions. You'll also find a dedicated office space or extra living space, and a large bonus room on the second floor that is comparable in size to the spare bedrooms-perfect for a playroom, media room, or additional guest quarters. The home includes two full bathrooms and one half-bath, each thoughtfully designed with functional and stylish features. Notable Features: Laundry Chute: Conveniently located for easy laundry transport from upstairs to the main floor laundry room. Service Panel for Phone and Cable: Positioned in the garage, making it easy to manage all your media and communication needs. Hot Tub Electrical Service: Ready for your hot tub on the screened in back porch, offering the perfect space to relax and unwind. Switch-Controlled Receptacles Under Eaves: Ideal for outdoor lighting or decorations, providing easy access for control. Under-Cabinet Lighting Ready: Receptacles under the bathroom sinks are wired and switch-controlled, allowing for a seamless addition of under-cabinet lighting. Efficient Drainage: Front downspouts are strategically placed to drain water away from the home, protecting your foundation and landscaping. This home offers the perfect combination of spacious living, thoughtful design, and modern upgrades. The peaceful setting of Hide Away Lake provides an oasis of tranquility, while still being conveniently close to shopping, dining, and local amenities. Don't miss the opportunity to make this meticulously crafted home yours-schedule a private showing today!
Source: GAMLS #10417669
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10417669
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10417669
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