5016 72nd St E, Bradenton, FL 34203
4 beds · 2 baths · 1,901 sqft
Get a free consultation call with an expert in the mortgage assumption process.
One or more photo(s) has been virtually staged. Welcome to Creekwood, a centrally located community offering a peaceful, friendly atmosphere with LOW HOA fees and NO CDD fee! This beautiful 1,901 sqft home features the highly sought-after Trinidad II floor plan, complete with 4 spacious bedrooms and 2 bathrooms, perfect for modern living. The open floor plan is accentuated by vaulted ceilings and sliders in the living room, family room, and primary bedroom that all lead to the lanai and pool area. The chef’s kitchen is a true standout, featuring high-quality cabinets with dovetail construction drawers and soft-close hardware, granite countertops, and newer appliances (2022/23), all open to the inviting family room. A dedicated eat-in kitchen area overlooks the pool, while a formal dining area and living room provide ample space for larger gatherings. Escape to the primary bedroom, complete with vaulted ceilings, direct access to the lanai, walk-in closets, and an en-suite bathroom with dual sinks, a soaking tub, and a separate shower. The three additional bedrooms are thoughtfully placed for privacy, with a convenient pocket door separating them from the main living areas. Notably, the 4th bedroom is equipped with a built-in Murphy bed and custom cabinetry, making it a versatile space for guests or a home office. The second bathroom is strategically placed for easy access to the guest bedrooms as well as the pool and lanai. Step outside to your private oasis, featuring a recently resurfaced sports pool (2024) with a new pool pump (2024). The expansive deck beyond the lanai offers the perfect spot for grilling, gardening or just relaxing. Recent upgrades include a freshly painted exterior (2025), French drain (2025), and a new controller for the irrigation system (2025). Additional enhancements include blown-in insulation (2023) for increased energy efficiency, a new garage door motor (2022), and additional air conditioner returns (2023). The two car garage has an insulated garage door, AC vents (that are currently capped off), plus a wall of built-in storage cabinets. Conveniently located just minutes from SR 70 and I-75, Creekwood provides easy access to shopping, dining, University Town Center, Lakewood Ranch Main Street, Sarasota International Airport, the beautiful beaches, and more. Creekwood residents enjoy access to the community pool, basketball and tennis courts with no CDD fees and reasonable HOA fees!
Source: STELLAR #A4643467
Source: STELLAR #A4643467
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.