501 Mirasol Cir Apt 213 # 213, Kissimmee, FL 34747
1 beds · 2 baths · 1,137 sqft
This is the Florida Lifestyle you have been looking with this luxury condo! Immerse yourself in this dream location with a soothing fountain view from Mediterranean style RARE oversized open tiled Veranda. Located in the resort style building this spacious 1 bedroom plan with versatile dining room and breakfast nook with give you all the space you desire. The prime location of this 2nd floor home has convenient elevator service. Equipped with designer track lighting, stainless steel appliances, granite countertops, 42 inch cabinets with tile back splash in eat-in kitchen plus breakfast bar, built-in desk. 10 foot ceilings with crown molding, owners suite includes a custom walk-in closet, luxurious master bath with roman soaking tub and separate shower with waterfall spa jet. New and elegant two inch Plantation shutters on all windows. For laundry, enjoy the new smart LG Wash Tower. Mirasol at Celebration has award winning architecture and all the amenities you could wish for to compliment your lifestyle: on-site day spa, fully equipped fitness center, onsite management, resort style heated pool and spa, clubroom with billiards, business center with private conference room and cyber café. Enjoy the resident lounge with wi-fi, coffee bar and butler's pantry. Connect to 26 miles of celebration trails and a short distance to Downtown Celebration with fine dining, eclectic shops, entertainment, and tennis courts. Available for immediate closing. Take advantage of this ownership opportunity in beautiful Celebration, Florida. Assigned parking space 254 is included.
Source: STELLAR #o6192843
Source: STELLAR #o6192843
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6192843
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.