5002 Rolleston Ct, Tampa, FL 33624
4 beds · 2 baths · 2,036 sqft
One or more photo(s) has been virtually staged. Welcome to this charming 4-bedroom, 2-bathroom home located in the much sought-after neighborhood of Carrollwood Village. With an impressive 2,036 square feet of living space and a lot size of over 15,000 square feet, this residence offers a perfect blend of comfort and style. Step inside to find a spacious open floor plan that seamlessly connects the living, dining, and kitchen areas, making it perfect for entertaining family and friends. Just imagine Christmas 2024 around that fireplace! The generously sized owner's suite provides a tranquil retreat, complete with an en-suite bathroom featuring dual sinks and a vanity for getting ready. Those mornings you want to swim, you can easily step out of your bedroom's sliding glass doors. Three additional well-sized bedrooms has plenty of space for family, guests, or a home office. Speaking of a home office, this floor plan is the perfect layout with one of the additional bedrooms being connected to the owner's bathroom making it an ideal home office space. Outside, the screened-in salt water pool area is an oasis for relaxation and entertainment, perfect for enjoying sunny Florida days and balmy evenings. With a passthrough window from the patio to the kitchen, it just makes things easier for the chef in the family. The beautifully landscaped and fenced-in backyard provides privacy and a serene atmosphere for outdoor activities. Located in the heart of Carrollwood, this home is conveniently situated near schools, shopping, dining, recreational facilities, and a brand-new park! Don't miss the opportunity to make this wonderful property your new home!
Source: STELLAR #tb8323743
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8323743
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8323743
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.