50 Hidden Meadows Dr, Maysville, GA 30558
3 beds · 2 baths · 1,300 sqft
Welcome to your dream home in Jackson County! This beautifully updated 3-bedroom, 2-bathroom ranch-style residence on city water and sewer offers the perfect combination of comfort, convenience, and style. Key Features: *Modern Kitchen: Featuring stunning quartz countertops and brand-new energy-efficient electric appliances, this kitchen is every chef’s dream. *Private, Fenced-In Yard: A secure and peaceful outdoor space, perfect for children, pets, or gardening. *Air-Conditioned Flex Space: Perfect for a home office, gym, or playroom, this versatile room can be customized to fit your lifestyle. *Large Deck: Enjoy outdoor living on the newly upgraded deck, ideal for relaxing or hosting gatherings with family and friends. *Convenient Location: Just a 10-minute drive to the Tanger Outlets and all the amenities Commerce has to offer. Only 4 minutes to Maysville Park for outdoor enjoyment. *Top-Rated Schools: Located within the highly-regarded Jackson County School District. *Freshly Painted Throughout: The entire home has been freshly painted, adding to its updated and move-in-ready appeal. *Split Floor Plan: The layout provides privacy with the master suite on one side of the home and the additional bedrooms and bathroom on the other. *Open-Concept Living: The seamless flow between the living, dining, and kitchen areas creates an ideal space for family living and entertaining. Live your best life in this charming home. With modern updates and a fantastic location, it’s the perfect place to build lasting memories. Schedule a showing today!
Source: FMLS #7498241
Financials
Source: FMLS #7498241
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.