5 Pebble Creek Way, Taylors, SC 29687
4 beds · - baths · sqft sqft
Being the heart of a home, this gourmet kitchen is all you expect it to be! Whether you’re a professional chef or chef-in-training, you’ll love this space. From the clean lines of the granite counter tops to the sleek floating shelves, nothing has been overlooked. An over-sized island allows for plenty of food prep, serving space, or a nice place for eating on the go! From the farmhouse sink to the coffee station, this kitchen has been custom crafted. Circling back to the entry you’ll love the open floor plan and the sheer size of the family room that is flooded with natural light and features exposed wall beams and has a lovely wood burning fireplace as a focal point of the room. This open floor plan allows for a more formal dining area which is conveniently accessible when entertaining while still keeping the space intimate. The master bedroom suite, or should I say “sweet”, is also located on the main floor. The oversized bedroom is large enough for all your furniture needs but this great space gets better…. wait until you see this master bathroom! From the open shower design to the free-standing soaking tub, you can have your spa day and never leave your home! Upstairs there are two additional bedroom spaces with a convenient jack-and-jill bathroom and your own hidden space (can you find it)? The fully finished basement includes a fourth bedroom, full bath, and a secondary living space which could also be used as a gym or recreation room! The wow factor doesn’t stop here! As you walk outside onto any of the multiple decks, you overlook the large back yard oasis. With the inclusion of the additional lot, the expansive yard space provides tons of options and privacy. Space for swimming, playing, and gardening. Overlooking the #3 hole of Linkside Golf Course the views are incredible. This home has so much to enjoy from the incredible updates to the hidden treasures such as sunshades on the skylights and your own safe room. This is a one of a kind MUST see!
Source: GREENVILLESC #1540284
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1540284
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1540284
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.