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5 Dew Drop Pt

Dallas, GA 30157

4 beds · 3 baths · 2,615 sqft

$399,900

$3,036/mo with 5.62% Express Financing

$3,280/mo with 7% bank financing

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About this home

This charming two-story home, nestled in a sought-after community in Paulding County, features four bedrooms and three baths, located on a cul-de-sac lot. Upon entering, you'll find an office with double glass doors and a window overlooking the front yard on the left, while a guest bath with a tub/shower combo and a bedroom are on the right. Continuing down the hall, you'll reach the spacious open floor plan, filled with natural light streaming into the living room and kitchen. The living room boasts recessed lighting and a linear fireplace with a stunning marble accent wall. The kitchen is equipped with quartz counters, white subway tile, stainless steel appliances, and a center island, all complemented by recessed lighting and pendant lights over the island. All appliances, including the refrigerator, washer, and dryer, remain with the home. On the upper level, a loft area is surrounded by two additional bedrooms, a second full bath, and a laundry room. The large primary suite, located at the rear of the home, features a spa-like bath with a double vanity, a large soaking tub, and a tiled walk-in shower. The spacious walk-in closet offers ample space for both his and her items, with additional attic storage available for less-used items. The backyard includes a covered rear patio and a large yard backing onto a wooded area for privacy. Riverwood provides an array of amenities for the whole family, including a clubhouse, fitness center, pool, play areas, and pickleball courts. Relax around the pavilion with neighbors and friends, keeping warm by the large fireplace.

Source: GAMLS #10485466

2,615 sqft
0.19 acres
Single Family
Built in 2022
2 car garage
Fireplace

Neighborhood
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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Jul 26, 2025 12:15 am
Listing provided courtesy of: Harry Norman Realtors (770) 422-6005
Details provided by GAMLS and may not match the public record.
MLS ID: #10485466
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