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4994 Lynnonhall Ct, Lithonia, GA 30038

5 beds · 4 baths · 3,374 sqft

Discover unparalleled luxury in this meticulously upgraded home in The Shoals at Klondike, built in 2020. With a blend of traditional elegance and modern comfort, this residence offers a lifestyle of sophistication and timeless charm. As you approach, the grand wrought iron doors and beautifully landscaped yard with upgraded sofit lighting create stunning curb appeal day and night. Before you even step inside, be captivated by the elegant entryway arch and the modern ring chandelier visible through the transom window, setting the tone for the luxury that awaits within. Enter through grand wrought iron doors to an inviting foyer illuminated by tons of natural light and modern light fixtures. This leads seamlessly into a breathtaking, open-concept 2-story family room, featuring a stunning catwalk that overlooks the space below, adorned with coffered ceilings and detailed trim that add to the home's stately charm. The chef’s paradise kitchen, a true centerpiece of the home, boasts high-end cabinets, gleaming granite countertops, a chic tile backsplash, an expansive island, a spacious pantry, and beautiful hardwood floors, making it perfect for culinary adventures and entertaining. From the fireside family room, venture into your backyard oasis, complete with a gazebo and decorative lights. Imagine hosting unforgettable gatherings and creating lasting memories with friends and family in your backyard oasis. Upstairs, the luxurious owner’s suite features a spa-like bath with modern light fixtures, a deep soaking tub, a tiled shower, a double vanity, and an expansive walk-in closet nearly the size of a bedroom. Three additional spacious bedrooms and two full bathrooms complete the second floor, providing ample space for family and guests. Everyday convenience is enhanced with a 2-car garage that allows you to enter your home without stepping outside. Host cookouts and gatherings in the open-concept living space on the main floor, allowing you to prepare meals without missing any of the fun. Nestled in The Shoals at Klondike Neighborhood, this beautiful home offers a serene and welcoming community atmosphere. For outdoor enthusiasts, you'll be near nature trails perfect for walking, hiking, or biking at Panola Mountain State Park and Arabia Mountain Park. Enjoy the convenience of being minutes away from shopping and restaurants at Stonecrest Mall and having easy access to I-20, just 22 miles from the heart of Atlanta. This incredible home is designed for those who appreciate both luxury and comfort. Its three sides brick exterior, grand entryway, and french inspired architectural details make it truly stand out. Seize the opportunity to own this exquisite luxury home today! Schedule your private tour now and immerse yourself in the unmatched elegance, modern upgrades, and prime location this stunning residence offers.

Roam helps you take over the seller’s lower interest rate 1
We help you assume the seller's mortgage and avoid higher prevailing market rates.

45-day closing guarantee 2
We work directly with the mortgage servicer to help you quickly and easily close the transaction.

VA loan
Eligible for investors
Not a veteran? You may still be qualified to assume the mortgage.
Location
Use two fingers to move the map
Details
Home
Size
3,374 sqft
Lot size
0.3 acres
Year built
2020
Type
Single Family Residence

Source: FMLS #7424869

How it works

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

Tour

Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.

Offer

Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.

Close

Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Frequently asked questions

What is Roam?

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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

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An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

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When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

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Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

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To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Oct 01, 2024 12:00 pm
Listing agent: Alvin Slate (404) 432-6637
Listing provided courtesy of: EXP Realty, LLC. (888) 959-9461
Details provided by FMLS and may not match the public record.
MLS ID: #7424869
Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work, please visit https://www.fmls.com/dmca.htm to review our DMCA policy and learn how to submit a takedown request. © 2025 FMLS.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.
Disclaimers
1 Roam connects buyers and sellers to homes with assumable mortgages via a concierge service. Roam does not offer or engage in mortgage lending activity.
2 30 day guarantee is subject to credit approval by your loan servicer.
3 The assumable interest rate shown for this assumable mortgage is an estimate using the average of interest rates in this home's area at the time of the last sale. The actual assumable interest rate may differ. Estimated payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Roam connects buyers and sellers to home with assumable mortgages via a concierge service. Roam does not offer mortgage loans, extend credit, make credit determinations, or otherwise engage in mortgage lending or brokering activities. The lender makes all credit and qualification decisions with buyers. Any determination to extend credit to a buyer is a decision by the lender, and not by Roam.
4 The lender makes all credit and qualification decisions with buyers. Any choice to extend credit to a buyer is a decision by the lender, and not by Roam.