499 Meadow Pointe Dr, Haines City, FL 33844
3 beds · 2 baths · 1,975 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Price Improvement. Welcome to your dream home! This stunning, newly constructed residence offers the perfect blend of modern design and comfortable living. With no rear neighbors, you'll enjoy unparalleled privacy and tranquility in a serene setting. As you step inside, you'll be greeted by an expansive open floor plan that seamlessly connects the living, dining, and kitchen areas. The gourmet kitchen is a chef's delight, featuring an impressive 11-foot island, ample cabinet space, and top-of-the-line Whirlpool appliances. Whether you're hosting a dinner party or enjoying a quiet meal, this space caters to all your culinary needs. The master suite is a true retreat, boasting a generous 21-foot length with an elegant tray ceiling. The en-suite bathroom offers a spa-like experience with a garden tub, separate shower, double sinks, a linen closet, and a spacious walk-in closet. Two additional well-appointed bedrooms provide comfort and flexibility for family or guests. This home is equipped with energy-efficient features, including a 15 SEER Carrier AC system and double-pane windows, ensuring year-round comfort and savings. The thoughtful design extends to the garage, which includes a pull-down staircase for easy attic access and walls finished to match the interior decor. Located in a vibrant community, residents have access to a range of amenities designed for an active lifestyle. Enjoy leisurely days at the community pool. The neighborhood's prime location offers easy access to nearby shopping, dining, and entertainment options, making it a convenient place to call home. Don't miss the opportunity to own this exceptional property that perfectly balances luxury, comfort, and convenience. Schedule your private showing today and experience all that this remarkable home has to offer!
Source: STELLAR #S5120652
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #S5120652
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.