4980 Buckeye Pl, Atlanta, GA 30349
3 beds · 2 baths · 1,542 sqft sqft
Welcome Home to 4980 Buckeye Place. This lovely Ranch Stye Home has all the Bells and Whistles. The 3 bedrooms, 2 bath home, with separate living room, dining room and a separate den is located in the beautiful subdivision of Creekside. Creekside Subdivision has an entertaining clubhouse for events, pool, tennis court and walking trails. The community is convenient for shopping, restaurants and Hwy 285. 4980 Buckeye Place has all the wonderful features. A new roof has been installed in 2024. The living room is spacious with wall-to-wall built-ins, vaulted ceiling and fan. Sit back and enjoy the gas log fireplace with the hearth and the natural lighting. The living room opens to several archways into the kitchen and the additional bedrooms. The kitchen displays black appliances, gorgeous, stained cabinets, kitchen bar with seating, and hardwood flooring. The kitchen has the laundry closet and pantry. Two additional archways are open to the alluring dining room. The dining room is open and has natural lighting and hardwood flooring. There is a door that opens to the backyard, your private oasis, for rest and relaxation. Off the dining room you will find the den. The den has options of being a home theater, exercise room, home office, playroom or a guest room, with hardwood floors. The master bedroom is off the kitchen. The master bedroom is roomy, accommodating a large bed, furniture and seating. The master bathroom has a vaulted ceiling with a large tub and shower combo. The two additional bedrooms are on the other side of the home. The secondary bedrooms are open, the second bath sits in the center of the two additional bedrooms. You will love the backyard a place to have fun with friends and family; or just have your own hide-away to relax or BBQ on the patio. This home will not last long on the market. 4980 Buckeye is ready for you to move in…you will not be disappointed. Go Show!
Source: FMLS #7423328
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7423328
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7423328
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