4980 BUCKEYE PL, Atlanta, GA 30349
Welcome Home to 4980 Buckeye Place. This lovely Ranch Stye Home has all the Bells and Whistles. The 3 bedrooms, 2 bath home, with separate living room, dining room and a separate den is located in the beautiful subdivision of Creekside. Creekside Subdivision has an entertaining clubhouse for events, pool, tennis court and walking trails. The community is convenient for shopping, restaurants and Hwy 285. 4980 Buckeye Place has all the wonderful features. A new roof has been installed in 2024. The living room is spacious with wall-to-wall built-ins, vaulted ceiling and fan. Sit back and enjoy the gas log fireplace with the hearth and the natural lighting. The living room opens to several archways into the kitchen and the additional bedrooms. The kitchen displays black appliances, gorgeous, stained cabinets, kitchen bar with seating, and hardwood flooring. The kitchen has the laundry closet and pantry. Two additional archways are open to the alluring dining room. The dining room is open and has natural lighting and hardwood flooring. There is a door that opens to the backyard, your private oasis, for rest and relaxation. Off the dining room you will find the den. The den has options of being a home theater, exercise room, home office, playroom or a guest room, with hardwood floors. The master bedroom is off the kitchen. The master bedroom is roomy, accommodating a large bed, furniture and seating. The master bathroom has a vaulted ceiling with a large tub and shower combo. The two additional bedrooms are on the other side of the home. The secondary bedrooms are open, the second bath sits in the center of the two additional bedrooms. You will love the backyard a place to have fun with friends and family; or just have your own hide-away to relax or BBQ on the patio. This home will not last long on the market. 4980 Buckeye is ready for you to move in…you will not be disappointed. Go Show!
You may be able to put down less than the total down payment amount of $65,359 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #7423328
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.